Overextended credit and for-sure financial collapses

An ideal subtitle calls for authorship
As a sunny day asks to be joined.

Does life find its mantle 
And wear it, whether it can be sure?

Weather the norms.
Can you treasure storms?

It's a certain thing: 
The system's collapse.
Make headway not ready.

As we are in this
And together 
Our waterfall pleasure cruise
Will rock the boats we float.